Affordability Calculator

Find out how much house you can afford based on your monthly budget.

Monthly Budget

How much do you want to spend each month?

This includes Principal, Interest, Taxes, Insurance, HOA, and any Mortgage Insurance.

Loan Details

Standard loan. PMI applies if down payment < 20%.

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Estimated Buying Power

$396,266

Max Home Price

Loan Amount

$317,012

Down Payment

$79,253

Monthly Payment Breakdown

  • Principal & Interest$2,004
  • Property Tax$396
  • Insurance$100
  • HOA Fees$0
Total$2,500

Cash to Close

Estimated total the buyer needs to bring to the closing table.

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Typically 2%–5% of the home price for buyer closing costs.

Down Payment$79,253
Buyer Closing Costs (3%)$11,888
Total Cash to Close$91,141